What to Do If You Have a Denied Claim After an Injury

Did you know that in 2019, insurance industry net premiums were written totaling more than $1.3 trillion in the US alone?

There’s mega-money in insurance. Part of the reason that insurance companies make huge profits is that they only pay out when they really have to.

If you’ve had a denied claim after an injury, you may be wondering what you should do next.

Read on as we take a look at what your next course of action should be.

Ask For an Explanation

The first thing you should do is ask for a written explanation of exactly why your claim was denied.

Until you have a clear explanation of the reasons for denying your claim, you’re not going to be able to move forward. Most insurers will be reasonable about this, but if your insurer refuses to provide you with this information, you should inform them that you will be seeking legal advice on the matter.

Get Legal Advice

That’s exactly what you should do next.

Insurance companies will do what they can to get out of paying your claim. You can read on here some of the tactics that they use. Once you’ve received their explanation of why they refused your claim, you still can’t really be sure whether it’s a valid reason or not.

That’s why you need to speak to an experienced personal injury lawyer. They will be able to examine your case and determine whether your insurer had a valid legal reason to deny your claim, or whether you should try to take things further. Without legal advice, you’re never going to be able to accurately make this determination.

File a Lawsuit

If your lawyer believes your claim was denied without a valid legal reason, then the next step is to file a lawsuit.

This is something that you need to do at your earliest convenience. This is because you may only have a limited time to submit your lawsuit before the statute of limitations kicks in. After this point, you won’t be able to file your lawsuit, and your chance of winning any compensation at all will be lost.

Speak to your lawyer, who will advise you on the best way to proceed with your lawsuit as well as your chances of success.

Have You Had a Denied Claim After an Injury?

If you’ve had a denied claim after an injury, we hope that this article has given you some pointers about what to do next.

You should always make sure you seek legal advice so that you know where you stand and what options are open to you. Just because your claim has been denied, that doesn’t mean you can’t ever get the compensation you deserve. Speak to an experienced attorney and they may be able to turn things around.

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